HMRC Compliant

Bookkeeping, payroll and HMRC compliance for UK small businesses

Q: 2. Do you work with sole traders and limited companies?

Yes. We work with both. Whether you’re self-employed and filing a single tax return or running a growing limited company with payroll and VAT, we have a package that fits.

Q: 3. Can you help if my bookkeeping is behind?

Yes, and it’s one of the most common reasons people come to us. We can catch up your records from any point, get you compliant, and set up a clean system going forward.

Q: 4. Can you manage payroll and HMRC submissions?

Absolutely. We don’t just file taxes—we create proactive tax strategies that reduce liabilities, maximize savings, and ensure compliance, giving you clarity and peace of mind throughout the year.

Q: 6. Do you offer one-off support as well as monthly packages?

Yes, we provide full payroll management. From calculations and payslips to compliance and reporting, we help you save time, avoid errors, and ensure employees are paid accurately and on schedule.

Q: 7. How quickly can we get started?

Yes. You can book one-time consultations for quick advice or choose ongoing packages for complete support. This flexibility allows you to get exactly what your business needs right now.

Q: 8. Do I need accounting software already?

No. If you’re not set up on any software yet, we’ll recommend and set up the right tool for you. We use Xero and QuickBooks and can work with your existing setup if you already have one.

We help sole traders and limited companies stay on top of bookkeeping, VAT, payroll, self assessment, company setup and cashflow — clearly, quickly and without the stress.

We Specialise In:

Sole Traders & Freelancers

Does any of this sound familiar?

Your bookkeeping is behind?

You’re unsure what you owe HMRC?

VAT and MTD deadlines are stressing you out?

Payroll is taking too much time?

You have money coming in but still feel unclear on cashflow?

You need help setting up a company properly?

You want an accountant who solves problems quickly?

Services That Solve Real Problems

We provide tailored financial services rooted in Islamic principles, ensuring growth, transparency, and long-term trust with every client.

Bookkeeping Services

Keep your records accurate and up to date, so you always know where your business stands.

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Payroll Services

Run payroll correctly and on time, with payslips and HMRC submissions handled for you.

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Company Setup

Get your business set up correctly from day one, including the essentials you need to start trading.

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HMRC Compliance

Stay on top of filings, deadlines and submissions to avoid stress, confusion and penalties.

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VAT & Making Tax Digital

Stay compliant with MTD and keep your VAT process clear and organised.

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Self Assessment

Get your return filed accurately and on time, without the last-minute panic.

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Ltd Company Accounts

Year-end accounts and Companies House filing handled clearly and professionally.

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Cashflow Support

Understand where your money is going and get a clearer grip on what your business can actually afford.

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How It Works

Getting started takes 15 minutes. The rest, we handle.

STEP - 01

Book a free review

Tell us what you need help with — bookkeeping, payroll, tax, HMRC or setup.

STEP - 02

We assess the issue

We identify what’s behind, missing or causing stress in your finances.

STEP - 03

We recommend the right service

Bookkeeping, payroll, tax, HMRC compliance, setup or ongoing support — whatever fits.

STEP - 04

We get it sorted

You get clarity, compliance and less stress. We handle the rest on an ongoing basis.

Pricing

Simple, Transparent Pricing

No hidden fees. No surprises. Pick the package that fits or start with a £99 review.

START HERE

£99 [ One-Off Finance Review ]

A focused 1-hour review for business owners who need quick clarity on bookkeeping, HMRC issues, VAT/MTD, payroll, cashflow or setup questions. No ongoing commitment.

Basic Package

From £150/Month

Ideal for sole traders & freelancers.

Including:

Standard Package

From £300/Month

For small limited companies & growing businesses.

Including:

Premium Package

From £500/Month

For growing businesses needing full financial support.

Including:

What Our Clients Say

Real Results for Real Businesses

Here’s what our clients say about working with us.

"As a growing eCommerce business, having a partner who aligns with our values while taking care of VAT and tax has been a game-changer"

Farah S.

Business Owner

"I was nervous about switching accountants, but UFS made the transition smooth and stress-free. I finally feel at ease knowing my finances are in safe hands."

Yusuf A.

Freelancer

"We’ve been using Ummah Financial Services for our Masjid’s bookkeeping, and the experience has been excellent. Reihan has been consistently professional — his communication is clear, and his knowledge of accounting and HMRC procedures is outstanding. He diligently ensures that we remain fully compliant at all times, giving us great peace of mind. I would highly recommend his services to any organisation looking for reliable and trustworthy financial management."

Rehan Huq

Chairman & Trustee MIC

"As a start-up founder, I needed clarity on cash flow and tax. UFS didn’t just manage my accounts; they educated me along the way."

Sadia M.

Tech Entrepreneur

"The team at Ummah Financial Solutions made my self-assessment stress-free. They explained everything clearly and handled the process with professionalism and kindness."

Amina H.

Sole Trader

"Our mosque relies on accurate and timely financial reporting. UFS has been more than an accountant; they’ve been a trusted advisor to our entire committee."

Imam Kareem

Community Mosque

FAQ

Common Questions

Straight answers to the questions we hear most.

1. What services do you offer for small businesses?

We offer bookkeeping, payroll, self assessment, VAT returns, MTD compliance, company setup, ltd company accounts, HMRC submissions, and cashflow support. Most clients start with one service and add more as their business grows.

2. Do you work with sole traders and limited companies?

3. Can you help if my bookkeeping is behind?

4. Can you manage payroll and HMRC submissions?

5. Can you help with VAT and Making Tax Digital?

Yes. We prepare and submit your quarterly VAT returns, manage your MTD digital records, and keep you fully compliant. If you’re not yet set up for MTD, we handle the transition.

6. Do you offer one-off support as well as monthly packages?

7. How quickly can we get started?

8. Do I need accounting software already?

Still have a question?

NEWS & INSIGHTS